Terms of use

Operating brand: CARVED. Contact for questions, privacy requests and complaints: hello@carvedcanada.ca. Legal operator: Not yet confirmed. Mailing address: Not yet confirmed. Phone: Not yet confirmed. Privacy contact: Person in charge of the protection of personal information, hello@carvedcanada.ca. This page will be updated when the pending details are confirmed.

CARVED provides general educational information and planning estimates for newcomers to Canada — individuals, couples and families. It does not determine eligibility for any program, does not make personalized investment recommendations, and does not prepare, submit or advise on any application. It is not affiliated with or endorsed by any government.

Every figure is an estimate from simplified models, shown with its official source and rule year where available. Amounts and rules change, and your situation may involve rules the models do not cover. Nothing here guarantees any return, saving, tax result or benefit eligibility.

Dates and milestones in the planner are illustrative and are not official deadlines. CARVED does not provide paid immigration or citizenship advice or representation; anyone paid to give that advice or represent you must be authorized to do so. Check official criteria and dates with IRCC.

Using CARVED does not create an accountant-client, lawyer-client, financial adviser-client or representative-client relationship.

Before making a financial, employment, housing or immigration decision, verify amounts, criteria and dates with the responsible official source — such as the Canada Revenue Agency, Revenu Québec, your provincial or territorial authority, or IRCC — or with a qualified professional.

Please do not try to break or overload the site, scrape it at scale, use it unlawfully, or present its output as an official determination.

The CARVED interface, text and calculation models belong to their owner. Official program parameters and public data belong to their sources; we cite them and do not claim endorsement.

This is a beta. Features may change or be withdrawn, and continuous availability cannot be promised.

Because CARVED offers general estimates, it cannot be responsible for decisions you make without checking official sources, to the extent the law allows. These terms do not exclude or limit legal warranties, rights that cannot be waived under the consumer protection law that applies to you (including Quebec's), or liability for intentional or gross fault, or for bodily or moral injury caused to you.

The governing-law clause is not yet confirmed. Whatever it becomes, it will not remove the mandatory protections of the province or territory where you live, and there is no mandatory foreign venue or arbitration. These terms are offered in English, French and Arabic; no version is declared to prevail over another.