Terms of use

Business: [PLACEHOLDER — legal business name] · Address: [PLACEHOLDER — mailing address] · Privacy contact: [PLACEHOLDER — privacy contact email] · Accountable for privacy: [PLACEHOLDER — designated person accountable for privacy]. These are configuration placeholders and must be replaced with verified business details before launch.

This product provides general educational information and planning estimates for families moving to Canada. It does not determine eligibility for any program and does not prepare, submit or advise on any application.

Every figure is an estimate produced by simplified models, shown with its source, confidence level and date context. Amounts and rules change, and your own situation may include rules the models do not cover.

Using this product creates no accountant-client, lawyer-client, adviser-client or authorized-representative relationship. Paid immigration or citizenship advice or representation connected to an application must come from an authorized representative.

Before making a financial, employment, housing or immigration decision, verify amounts, criteria and dates with the responsible official source — such as the Canada Revenue Agency, Revenu Québec, your provincial or territorial authority, or IRCC — or with a qualified professional.

Do not misuse the product: no attempts to break, overload or reverse-engineer it, no scraping at scale, no unlawful use, and no presenting its output as an official determination.

The interface, text and calculation models are owned by the operator. Official program parameters and public data belong to their sources; we cite them and do not claim endorsement.

This is a prototype. Features can change or be withdrawn, and availability is not guaranteed.

The product is provided as-is. To the extent permitted by applicable law, the operator is not liable for decisions made or losses incurred based on its output. Nothing in these terms attempts to waive consumer rights that cannot be waived under Canadian or Quebec law.

[PLACEHOLDER — governing law, subject to counsel review]. This clause is a placeholder for counsel review; consumer protection rules of the user's province may apply regardless.