Track my eligibility & deadlines
See which programs may apply to your family, when to act and what documents to prepare.
Open eligibility & deadlinesIndependent planning platformBeta
CARVED
Carve your path in Canada.
Newcomer planning for Canada.
Everything your family needs to plan, move and settle in Canada
Plan your financial life in Canada before you arrive — then follow your personalized first-year settlement plan. A newcomer planning platform: financial forecast, landing fund, settlement roadmap, eligibility deadlines and ongoing tracking in one place.
No account or sign-up. Estimates run in your browser; your profile, roadmap and tracking stay only on your device.
Controlled beta: features, figures and wording are still being validated with a small group of families.
Start where you need help
Six modules, one connected plan
Profile, financial forecast, landing fund, settlement roadmap, eligibility & deadlines and ongoing tracking.
Estimate taxes & benefits
Model take-home pay, family benefits and childcare costs with transparent assumptions.
Open calculatorPlan my first 3–6 months
Estimate monthly costs, setup expenses and how long your savings may last.
Open settlement plannerBuild my settlement roadmap
Track practical tasks from before arrival through your first six months.
Open roadmapTrack my money month by month
Compare planned and actual spending and follow your 3, 6 and 12-month runway.
Open trackingExplore newcomer essentials
Browse clearly labelled service categories and future comparison options.
Explore essentialsWhat this product does
Plan your financial life in Canada before you arrive — then follow your personalized first-year settlement plan.
Estimate income, taxes, benefits, childcare and landing costs from one profile. After you land, the same profile drives your eligibility items, deadlines and month-by-month cash tracking.
Free
Calculators, tax and benefit estimates, 3- and 6-month landing budget, settlement checklist, eligibility snapshot, province comparison and guides.
Plus — from CAD $6.99/month
Saved dashboard, ongoing projections, dynamic checklist, full eligibility monitoring, deadline reminders, saved scenarios and cash-flow tracking against your landing plan. Draft pricing; billing is not connected.
Your journey
- 1
Before arrival
Budget, documents, housing research and travel preparation.
- 2
First 30 days
Set up identity, banking, health, housing, school and connectivity.
- 3
First 3–6 months
Stabilize income, review benefits and strengthen your emergency fund.
- 4
Settled
Build toward longer-term career, housing and family goals.
Independent where it matters
Tax, benefit, childcare and cost-of-living estimates are driven only by their documented inputs and assumptions. Future affiliate, sponsored or lead-generation relationships will never alter a calculation result.