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Privacy centre

The local-data controls below apply to this browser only, not your optional cloud account or Stripe records. Manage account export and deletion on the account page. Local tool inputs are not automatically synchronized; hosting, sign-in and test billing involve the separate data flows described in the privacy policy.

Account data — export or delete
CARVED is the operating brand. Questions, privacy requests and complaints go to the Person in charge of the protection of personal information at hello@carvedcanada.ca. The legal operator, registration, mailing address and phone number are not yet confirmed and are shown as pending. Paid plans cannot be activated until they are.
Your consent choices
Strictly necessary storage keeps the tools working. Every optional purpose is off until you turn it on, one at a time — refusing is as easy as accepting.

Strictly necessary storage

Strictly necessary

Keeps your profile, roadmap ticks, eligibility progress, tracked budget, language and plan setting on this device so the tools work when you come back.

Always active. Stored in this browser; CARVED does not send these values to a server. Normal website requests still reach the hosting provider. You can delete it all at any time.

Usage analytics

Optional — off by default

Records coarse events (such as a tool step opened) on this device only, to help improve the tools. Never income, dates, names or free text.

Off by default. When on, events stay in this browser and are not transmitted. This switch does not control the hosting platform's own visitor analytics, described in the privacy policy.

Personalized partner suggestions

Optional — off by default

Uses your saved profile answers, on this device, to choose which partner offers appear in the dashboard's commercial section.

Off by default. When off, the commercial section shows the same general offers to everyone, without using your profile. Free resources, calculators and results never depend on this choice.

Partner link tracking

Optional — off by default

Would let an approved, active partner recognise that a visit came from CARVED, through a tracking link.

Off by default. When off, CARVED never opens a tracking link; the plain provider link is used, or the link is shown as unavailable. No active partner exists today. It cannot control tracking on a partner's own website.

Marketing emails and partner offers

Optional — off by default

Would send optional promotional messages and partner offers by email.

Prototype preference only, off by default. No email address is collected, nothing is sent and no subscription is created.

Marketing text messages

Optional — off by default

Would send optional promotional text messages.

Prototype preference only, off by default. No phone number is collected, nothing is sent and no subscription is created.

Consent version 2026-10-05.1 · 0 record(s) on this device

If the purposes for which information is used change materially, consent must be refreshed before the new use begins — an existing consent does not carry over to a new purpose.

Communication preferences
These reminder and marketing preferences send no messages; marketing and SMS delivery remain disabled. Optional account sign-in separately uses email for confirmation and password recovery, not marketing.

Deadline and task reminders

Operational

Operational reminders about the items you chose to track. Kept separate from marketing and partner offers.

Product news and promotions

Marketing — express opt-in

Marketing messages about new features, plans and partner offers. Requires express opt-in.

Before any commercial electronic message is sent, the sender and current contact details must be identified and a working one-click unsubscribe must be processed promptly. That is a launch requirement, not a setting.

Your data on this device
What is stored, why, and for how long — plus access and deletion in one click.
Stored itemPurposeRetention
In-app plan reminder preferenceOpt-in display of dated tasks; no message deliveryKept on this device until you delete it
First-year plansInitial baselines, forecasts, monthly actuals, scenarios and preparation tasksKept on this device until you delete it
First-year plan recovery copyOne earlier copy kept only when you recover a damaged plan, resolve a tab conflict or open an online snapshotKept on this device until you delete it
Newcomer profileProvince, city, status, arrival date, family, income and childcare used for estimatesKept on this device until you delete it
Settlement roadmap progressWhich roadmap tasks you tickedKept on this device until you delete it
Eligibility progressWhich eligibility and deadline items you marked completeKept on this device until you delete it
Financial trackingYour monthly budget scenarios, planned and actual amountsKept on this device until you delete it
Plan settingWhether the mock Premium switch is onKept on this device until you delete it
Consent and communication preferencesYour optional-purpose choices with purpose, timestamp, version and channelKept on this device until you delete it
Language preferenceWhether you chose English or FrenchKept on this device until you delete it
Beta feedback answersThe closed answers and optional comment you saved in the beta feedback panelKept on this device until you delete it
Local product analyticsConsent-gated counts of screens and actions, stored on this device onlyKept on this device until you delete it
Saved contribution room inputsTFSA, RRSP and FHSA amounts you chose to save in the Saving & investing toolKept on this device until you delete it
Rule review inbox (staff page)Rule updates imported, approved or rejected on the internal review pageKept on this device until you delete it
Old beta welcome settingLeft over from a removed welcome window; deleted with everything elseKept on this device until you delete it
Usage analytics on this device
Analytics stay in this browser and are only recorded while you keep the optional analytics purpose switched on. Nothing is transmitted to us or to anyone else.

Usage analytics is off, so no event is recorded. Turn it on in the privacy centre if you want to help improve the tools.

Only safe metadata is stored: event name, timestamp, route, language, currency code, plan and province code.

0 stored event(s)

No event has been recorded on this device yet.

Service providers and transfers
Current hosting, optional account and sandbox billing connections are listed separately from disabled services. Connection status is not privacy or legal approval; unresolved retention and transfer reviews remain identified.

Website hosting (Lovable platform)

Enabled
Privacy impact assessment needed
Review before transfer outside Quebec

Delivers the website. Every visit sends standard technical request data (such as IP address, time, requested page and browser details) to the hosting infrastructure.. The values you type into the tools are not sent in these requests by CARVED's code. Log region, retention and contractual safeguards are not yet confirmed.

Platform visitor analytics (Lovable published-site analytics)

Enabled
Privacy impact assessment needed
Review before transfer outside Quebec

The hosting platform offers built-in visitor analytics for published sites (for example visits and page views), processed on the site owner's behalf. Its documentation says it is on by default and can be switched off in project settings.. Not controlled by CARVED's consent switches, which only cover on-device analytics. Whether it is on for this site, and its region and retention, have not been verified. The owner must check Project settings → General → Publishing → Visitor analytics.

Email correspondence (hello@carvedcanada.ca)

Enabled
Privacy impact assessment needed
Review before transfer outside Quebec

Receives messages you choose to send, including privacy requests and complaints.. Email is handled by a mail provider outside this website. Deleting data in your browser does not delete emails you sent.

Editor preview error reporting (preview only)

Enabled
Review before transfer outside Quebec

In the editor preview only, app errors are forwarded to the build tool so they can be fixed.. CARVED's error handler sends only a fixed error code, an error-screen type and an allowlisted page path — never code locations, stack traces, the error message, names, causes or anything you typed. Platform-level logs outside CARVED's code are not controlled by this handler.

Optional usage analytics (stored on this device only)

Enabled

If you turn it on, records coarse events (such as which tool step was opened) on this device to help improve the tools.. Off by default. Never records income, savings, dates, names, city or free text. CARVED's code adds no external analytics or advertising tool. This is separate from the hosting platform's own visitor analytics, listed above.

Stripe — sandbox payment processing

Enabled
Privacy impact assessment needed
Review before transfer outside Quebec

Hosts test Checkout, subscription management and test invoices; receives the account reference and email when available. CARVED does not receive card numbers.. Sandbox connection only; no real money charged or commercial Plus access. Current webhook delivery remains to be verified after deployment. Real payments remain disabled; merchant, tax, contract and privacy decisions are unresolved.

Lovable Cloud — optional accounts and protected storage

Enabled
Privacy impact assessment needed
Review before transfer outside Quebec

Processes optional sign-in, email and session data; stores account/subscription references and the plans and deadlines you explicitly save with verified sandbox access.. Free local tool inputs are not automatically synchronized. Owner-only row security protects saved records. Account export/deletion is separate from local deletion; provider records/logs may remain. Retention, transfer safeguards and privacy assessment adoption are pending.

Email / SMS marketing delivery (none connected)

Not enabled
Privacy impact assessment needed
Review before transfer outside Quebec

Would send messages; not enabled. Messaging toggles are prototype preferences only; no address or number is collected and no subscription is created.

Read the full policy and how this prototype is governed.